A business balance transfer credit cards are suitable for businesses and consumers. These cards have low rates, 0% introductory offers and cash back which are directly applied into your account. Some business balance transfer credit cards offer 0% introductory rates on all purchases for 15 months with a low balance transfer APR of 4.99% fixed APR until the debt is settled. After the introductory period, the regular rate of 12.24% APR is charged. You can get 5% cash back with no restrictions on the amount of rewards you can accumulate.

Usually there are no fees including annual fees, late fees, over the limit fees, balance transfer fee or cash advance fee. Points accumulated for every dollar spent can be used to save for travel such as airfare, hotel and rental cars with no blackout dates or travel restrictions. Other features available with these cards are Return Protection and Buyers Assurance Plan.