One of the most important points in 0% APR balance transfer card is 0% introductory APR period on balance transfer and the longer the introductory period, the better. Most of the periods are between 3 and 12 months, or 6 to 12 months. The period of some of the cards is determined by applicant’s credit worthiness and credit history. It is best to choose credit cards that have 0% introductory APR on balance transfers for 12 months.

Almost all 0% APR balance transfer cards charge a balance transfer fee with no annual fee. The fees of most of the cards are 3% of the amount of each transaction. Some of the cards have a maximum per transfer and they are less than $100 and many are $75 or $90. When more than a certain amount of balance is transferred, the fee may be less than 3% of the amount of transaction. The best 0% APR balance transfer card may offer 0% introductory APR on balance transfers for up to 12 months, no annual fee and balance transfer is 3% of the amount of each transaction with a maximum of $75.

You can save more money with credit cards that feature low standard balance transfer APR, no annual fee and no transfer fee because you can transfer balances with high interest rate or default APR into low standard APR card with no fee.